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Caleb L. Fowler, Esq. <br/><div style='color:#83603e;font-size:12px;'>Onancock, Virginia</div>

Caleb L. Fowler, Esq.
Onancock, Virginia

C.P.C.U Arbitrator & Mediator

Arbitration & Mediation

  • Arbitrator of insurance and reinsurance disputes between policyholders and insurers, insurers and reinsurers, reinsurers and retrocessionaires, managing agents/underwriters and insurers, pools and syndicates
    • Am retired President of multi-company (over 50 individual companies) insurer, and have been an officer of property-casualty, life, reinsurance companies, both domestic and international.
  • Participant in 200+ arbitrations, approximately 25% serving as umpire, the remainder as party appointed arbiter for each of the respective types of parties noted above
    • Do not offer consulting services or expert witness testimony
  • Have served on panels deciding a broad range of disputes; however my involvement tends to be on complex matters with considerable amounts/significant issues in dispute
    • Have served as panelist in several arbitrations involving amounts in excess of one billion dollars, others involving hundreds of millions, also ones of small sums involving issues of importance
    • Several matters have required more than 50 hearing days, one totaled over 90
  • Speaker and Panelist at ARIAS-US, Reinsurance Association of America, and Mealey’s seminars on insurance arbitration
  • Member Reinsurance Association of America Taskforce on Arbitration Improvements
  • Co-Chair Board of Trustees: Center for Conflict Resolution at Salisbury University

Insurance Industry Experiences

  • President – CIGNA Property & Casualty Companies (CIGNA P & C)
    • Culmination of 28 year career with the Insurance Company of North America (INA) and its successor, CIGNA P&C
    • Responsible for multi-billion dollar property and casualty insurance operations, US and international, direct and reinsurance
      • International responsibilities included disability, accident and health coverages
    • Responsibilities included ceded reinsurance; personally supervised and participated in the purchase of treaty protections in worldwide markets
  • Chief Financial and Claims Officer – CIGNA P & C
    • Responsible for all claims functions, including major claims involving toxic substances
    • Responsible for all financial and planning functions, including actuarial, accounting, and financial reporting, business and strategic planning
  • President – International Reinsurance, CIGNA P&C
    • Responsible for global reinsurance, with 10 offices worldwide
    • President – INA Re S.A. (Brussels based European Reinsurer)
    • Majority of time spent outside the US during this period
  • Regional Vice President – INA
    • Responsible for INA’s Western Region insurance operations, headquartered in California
    • Responsibilities included underwriting, marketing, claims, processing, planning and control
    • $500 million+ direct book of business
  • Vice President and Associate General Counsel – INA
    • Responsible for the majority of legal functions
  • Vice President and Claims Counsel – INA
    • Responsible for claims litigation, including 120 person staff counsel operation
  • Vice President and Contracts Counsel
    • Responsible for drafting and review of broad range of contracts
  • American Insurance Association (AIA) – Board of Directors
    • Special Board Committees on Superfund and Workers Compensation
  • American Institute of Property and Liability Underwriters
    • Board of Directors and Executive, and Finance Committees
    • Board of Ethical Inquiries
  • Insurance Services Office (ISO) – Board of Directors
  • Insurance Information Institute (III) – Board of Directors
  • Terra Nova Insurance Co. Ltd. (London Reinsurer) – Board of Directors
  • Board of Directors of two large Managing General Agents/Underwriters

Law Firm

  • Partner – Holland & Knight – Washington, D.C.

Academic Degrees, Professional Accreditations and Associations

  • Bachelor of Arts – University of Pennsylvania
  • Master of Business Administration – the Wharton School, University of Pennsylvania
  • Juris Doctor – Temple University School of Law
  • Chartered Property and Casualty Underwriter (CPCU)
  • Member of the Bars of Pennsylvania and the District of Columbia
  • Member – American Bar Association – Torts and Insurance Section
  • Member – Federation of Insurance and Corporate Counsel
  • Certified Arbitrator and Umpire – ARIAS-US
  • Certified Neutral – American Arbitration Association


  • Onancock, Virginia


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